Interactive Monthly Budget Planner on a laptop and phone, offline HTML budget tracker for bills, savings and debt payoff
What's inside the Monthly Budget Planner: Dashboard, Transactions, Budget, Bill Calendar, Savings Goals and Debt Tracker
Monthly budget dashboard with start balance, income, outflow, cash left, budget vs actual and spending by subcategory
Monthly budget page with budget vs actual by category, cash flow table and copy previous month option
Transactions log in the budget planner with search, filters, add transaction form and CSV export
Bill calendar with recurring payments for monthly, twice a month and every 2 weeks bills, marked paid automatically
Spending priorities page showing expenses by five levels, from Essentials to Avoidable, with charts
Savings goals tracker with progress rings for family vacation, new laptop and emergency fund
Debt tracker with Snowball or Avalanche payoff plan, extra payment and debt-free date
Biweekly paycheck budget with 14-day pay cycles, cycle budget and bills due this cycle
Planner setup with 18 currencies, custom subcategories, due days and date format settings
Budget planner that is not a spreadsheet: works offline, saves automatically, no Excel, Google account or subscription
Full-colour PDF export of chosen sections and JSON backup and restore in the HTML budget planner
How the budget planner works in three steps: plan your month, log a purchase, see it update
Quick start in 5 steps: open the planner file, explore the example, set currency, plan and add transactions
All-in-one Monthly Budget Planner for budget, bills, savings, debt payoff and pay cycles, works offline
Monthly Budget Planner on a phone with bottom menu and More sections menu, mobile budget tracker

Interactive Monthly Budget Planner, HTML Budget Tracker

$9.99

A Calm Budget Planner That Runs in Your Browser

Monthly budget planner in one offline HTML file: plan by month or paycheck, log spending, and track bills, savings and debt. No account, no subscription.

Nine connected sections: Dashboard, Setup, Transactions, Budget, Bill Calendar, Priorities, Savings Goals, Debt Tracker and Backup and Restore.
Budget by month or switch to Biweekly to plan by paycheck. Bills are marked paid when you log the payment.
Works in your browser on a computer or phone, offline, with your data kept on your device. Export PDF, CSV and JSON backups.
Your download includes the HTML planner and a step-by-step PDF guide.

WHAT YOU GET

One Monthly Budget Planner in HTML format, with nine connected sections plus PDF Export:

  • Dashboard — start balance, income, outflow, cash left, budget used, budget vs actual, spending by category, upcoming payments, savings goals, debt balance and insights
  • Setup — planner year, 18 currencies, week start, date format, your own categories and payment schedules
  • Transactions — add, edit, search and filter every entry, export to CSV
  • Budget — plan each category, copy last month, budget vs actual, starting balance carried over from last month
  • Calendar — monthly bill calendar with paid, to pay and overdue status
  • Priorities — spending by five priority levels, from Essentials to Avoidable
  • Savings Goals — target, monthly amount, dates and progress rings
  • Debt Tracker — balance, interest rate, minimum payment, Snowball or Avalanche plan, extra payment, debt-free date and payoff chart
  • Backup and Restore — JSON backup, restore and a backup reminder

Plus the Monthly Budget Planner Guide: a step-by-step PDF tutorial (A4, 22 pages, 17 steps).
The planner opens with six example months so you can see how everything works before you add your own budget.

Why You’ll Love It

✔️ Not a spreadsheet — one HTML file that opens in your browser and feels like a calm money app
✔️ Monthly or Biweekly — budget by month or by paycheck, 14 days at a time
✔️ Bill calendar for monthly, twice-a-month and every-2-weeks bills, marked paid automatically when you log a payment
✔️ Savings Goals with progress rings and Debt Tracker with Snowball or Avalanche, extra payment and debt-free date
✔️ Dashboard with budget vs actual, cash left, upcoming payments and insights
✔️ Full-colour PDF export, CSV export and JSON backup and restore
✔️ Works offline on your computer or phone — no account, no subscription, no bank login

  • Purchase and download the ZIP file from the site
  • Extract the ZIP folder and save the HTML planner in a folder you will keep
  • Open Monthly-Budget-Planner-html.html in your browser (Chrome or Edge recommended)
  • Explore the example months, then press Clean to start fresh
  • Go to Setup to choose your year, currency and categories
  • Add your budget, log transactions as you spend, and download a backup now and then

Good to Know

This is an HTML planner, not an Excel workbook, Google Sheets template or Goodnotes file. It works offline after download — no account, installation or subscription needed, and it does not connect to your bank.
Your entries are saved in your browser on this device, not inside the HTML file. Each computer, phone and browser keeps its own entries; to move them, download a JSON backup and restore it there. Clearing browser data can erase your entries, so keep a recent backup.
This planner is a budgeting tool, not financial advice.

You may:

✔️ Use this planner for your own personal and household budgeting
✔️ Print your PDF exports for personal use
✔️ Keep using the file on your own devices

You may not:

✘ Copy, resell, share, repackage or redistribute the file or any modified version
✘ Present the planner as your own product

This is a digital item — no physical product is shipped. Because of the nature of digital downloads, refunds are not available; if anything doesn’t work as expected, message us and we’ll help.

If you have any questions, please contact me and I will be happy to help!!

❤️ Thank you for choosing my work!

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